This paper is the third in a series of socio‑economic studies supporting the Oshakati Human Settlement Improvement Project (OHSIP), conducted by the Social Sciences Division of the Multi‑Disciplinary Research Centre at the University of Namibia. Building on earlier assessments of socio‑economic conditions and historical background, this report examines informal economic activities and income‑generation strategies in four shanty areas of Oshakati. Although employment creation is not a core mandate of OHSIP, the study highlights the central role of income and employment in enabling residents to improve housing and living conditions. The report analyses the characteristics of informal enterprises and entrepreneurs and proposes practical options through which the project and its partners may support sustainable income generation and employment as part of broader settlement upgrading efforts